Gold Survey: Near-Even Splits In Outlook For Gold Price Direction Next Week

Friday March 8, 2013 12:08 PM

The outlook for gold prices for next week is almost evenly split between the three categories of market participants in the Kitco News weekly Gold Survey.

In the Kitco News Gold Survey, out of 33 participants, 25 responded this week. Of those 25 participants, six see prices up, while nine see prices down, and 10 see prices moving sideways or are neutral. Market participants include bullion dealers, investment banks, futures traders, money managers and technical-chart analysts.

Several said U.S. economic data is starting to show some improvement, particularly after Friday’s much stronger-than-expected February jobs data.

Peter Hug, Kitco’s global trading director, said he sees weaker prices next week. “There is a good chance that gold may break support next week as the following indicators point lower: U.S. (dollar) strength against the euro but especially against the yen. U.S. 10-year Treasury bond yields again over 2% (and) perception that economy is gaining traction, which implies the Fed’s monetary easing may end sooner than mid-2014,” he said.

There are many participants who see prices continuing to hold in the current range between the $1,550s and $1,600 area, based on the Comex April contract.

“The April contract should continue to trend sideways. Weekly Stochastics have not established a bullish crossover, yet remain in an oversold situation. This means the contract should continue to consolidate above recent lows until a bullish change in trend is seen,” said Darin Newsom, senior analyst, DTN.

Those who see higher prices said there’s no change in the gold market’s underlying factors.

“There are no real fundamental changes in sight. Global economies are stagnant and shrinking and the media hype about job and housing improvement is old hat and been going on for five years. So (have) reflation measures which are contributing to paper currency and equity bubbles,” said Bill Goldman of 3GF corp.

Allen Sykora contributed to this survey.

By Debbie Carlson of Kitco News dcarlson@kitco.com

ZAKAT EMAS

i] Emas Dipakai

     Emas yang dipakai yang telah genap setahun dan melebihi 200 gram, maka zakatnya adalah sebanyak   
     2.5% daripada nilai semasa setelah ditolak kadar berat

     contoh : ( 250 - 200 ) gram x RM 112.36 ( 1 gram emas semasa )
                  = RM 5618.00 x 2.5%
                  = RM 140.45

ii] Emas Disimpan

     Emas disimpan yang telah genap setahun dan melebihi 85 gram maka zakatnya adalah sebanyak 2.5%
     daripada nilai semasa
    
     contoh : 85 geram x RM 112.36 ( 1 geram emas semasa )
                  = RM 9,550.60 x 2.5%
                  = RM 238.76

iii] Emas Dipajak / Dicagarkan

     Emas yang dicagarkan di bank menggunakan sistem pajak-gadai Islam Ar-Rahnu. Emas tersebut telah
     tidak sempurna milik kepada pemunya asal. Pemunya asal tidak mempunyai kuasa ke atas emas tersebut
     sehinggalah ia ditebus kembali. Maka tiadalah dikenakan zakat emas.

     Namun, pemunya asal masih mendapat faedah / keuntungan dari emas tersebut :

     a- bank telah memberi wang tunai sebanyak 70% dari nilaian semasa emas tersebut
     b- pemunya asal mendapat wang tunai hasil dari kaedah 'over lap' pinjaman apabila nilai emas telah
         meningkat

    Maka, si pemunya tetap dikenakan zakat pendapatan hasil dari keuntungan dari emas yang dicagarkan
    tadi. Oleh itu, jumlahkan lah semua pendapatan hasil dari cagaran dan tindakan 'over lap' yang telah
    dilakukan selama setahun.

KAEDAH ZAKAT PENDAPATAN ( SUMBER EMAS )

Kaedah 1

Pendapatan dari sumber emas setahun.
RM 30,000.00 x 2.5%   = RM 750.00

Kaedah 2

A. Pendapatan setahun                                                                   RM 30,000.00

B. Perbelanjaan

     1. Diri                                                                                       RM 8,000.00
     2. Isteri                                                                                     RM 5,000.00
     3. Anak ( RM 1000.00 seorang )                                              RM 1,000.00
     4. Pemberian ibubapa                                                                RM 1,200.00
     5. KWSP ( 11% )                                                                     RM 3,300.00
     6. Caruman ke organisasi yang membayar zakat ( potongan bulanan )
                                                                                                      RM 1,200.00

                                                                       JUMLAH             RM 19,700.00

C. Pendapatan yang layak di zakat ( A - B )

     RM 30,000.00 - RM 19,700.00  = RM 10,300.00

     RM 10,300 x 2.5 %                     = RM 257.50


Nota :

1. Kadar nisab zakat adalah berbeza mengikut negeri . Sila rujuk puzat zakat negeri masing-masing
2. Haul ( genap setahun ) = 354 hari tahun Hijrah
                                       = 365 hari tahun Masihi
3. Segala komen bagi tujuan pembetulan dan penambahbaikkan adalah amat dialu-alukan

Rujukan :

1. Pegawai zakat daerah
2. Buku Panduan Pengiraan Zakat ( Pusat Zakat Melaka )

Disediakan oleh :

Mohd Redzei Othman
Alor Gajah
Melaka
    

ZAKAT PERAK

Nisab perak = 200 dirham iaitu bersamaan 176 mayam 6.9732 saga perak. Kadar zakat yang wajib dikeluarkan sama seperti kadar emas iaitu 2.5% atau 1/40 ( 1 mayam = 3.37g )

Masa Terbaik Membeli Emas