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Nama : MOHD REDZEI BIN OTHMAN

Syarikat : Usaha Intelek Enterprise
( MA 0067598-P )

E-mail : redzei_aji@yahoo.com



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Thursday, February 28, 2013

ZAKAT EMAS

i] Emas Dipakai

     Emas yang dipakai yang telah genap setahun dan melebihi 200 gram, maka zakatnya adalah sebanyak   
     2.5% daripada nilai semasa setelah ditolak kadar berat

     contoh : ( 250 - 200 ) gram x RM 112.36 ( 1 gram emas semasa )
                  = RM 5618.00 x 2.5%
                  = RM 140.45

ii] Emas Disimpan

     Emas disimpan yang telah genap setahun dan melebihi 85 gram maka zakatnya adalah sebanyak 2.5%
     daripada nilai semasa
    
     contoh : 85 geram x RM 112.36 ( 1 geram emas semasa )
                  = RM 9,550.60 x 2.5%
                  = RM 238.76

iii] Emas Dipajak / Dicagarkan

     Emas yang dicagarkan di bank menggunakan sistem pajak-gadai Islam Ar-Rahnu. Emas tersebut telah
     tidak sempurna milik kepada pemunya asal. Pemunya asal tidak mempunyai kuasa ke atas emas tersebut
     sehinggalah ia ditebus kembali. Maka tiadalah dikenakan zakat emas.

     Namun, pemunya asal masih mendapat faedah / keuntungan dari emas tersebut :

     a- bank telah memberi wang tunai sebanyak 70% dari nilaian semasa emas tersebut
     b- pemunya asal mendapat wang tunai hasil dari kaedah 'over lap' pinjaman apabila nilai emas telah
         meningkat

    Maka, si pemunya tetap dikenakan zakat pendapatan hasil dari keuntungan dari emas yang dicagarkan
    tadi. Oleh itu, jumlahkan lah semua pendapatan hasil dari cagaran dan tindakan 'over lap' yang telah
    dilakukan selama setahun.

KAEDAH ZAKAT PENDAPATAN ( SUMBER EMAS )

Kaedah 1

Pendapatan dari sumber emas setahun.
RM 30,000.00 x 2.5%   = RM 750.00

Kaedah 2

A. Pendapatan setahun                                                                   RM 30,000.00

B. Perbelanjaan

     1. Diri                                                                                       RM 8,000.00
     2. Isteri                                                                                     RM 5,000.00
     3. Anak ( RM 1000.00 seorang )                                              RM 1,000.00
     4. Pemberian ibubapa                                                                RM 1,200.00
     5. KWSP ( 11% )                                                                     RM 3,300.00
     6. Caruman ke organisasi yang membayar zakat ( potongan bulanan )
                                                                                                      RM 1,200.00

                                                                       JUMLAH             RM 19,700.00

C. Pendapatan yang layak di zakat ( A - B )

     RM 30,000.00 - RM 19,700.00  = RM 10,300.00

     RM 10,300 x 2.5 %                     = RM 257.50


Nota :

1. Kadar nisab zakat adalah berbeza mengikut negeri . Sila rujuk puzat zakat negeri masing-masing
2. Haul ( genap setahun ) = 354 hari tahun Hijrah
                                       = 365 hari tahun Masihi
3. Segala komen bagi tujuan pembetulan dan penambahbaikkan adalah amat dialu-alukan

Rujukan :

1. Pegawai zakat daerah
2. Buku Panduan Pengiraan Zakat ( Pusat Zakat Melaka )

Disediakan oleh :

Mohd Redzei Othman
Alor Gajah
Melaka
    
Posted by at 1 comment:

ZAKAT PERAK

Nisab perak = 200 dirham iaitu bersamaan 176 mayam 6.9732 saga perak. Kadar zakat yang wajib dikeluarkan sama seperti kadar emas iaitu 2.5% atau 1/40 ( 1 mayam = 3.37g )
Posted by at No comments:
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Sejarah

Sejarah
Syiling perak arab purba ( Dipercayai adalah dirham )

Syiling emas empayar ottoman

Solidus 999.9 ( Syiling Emas Roman ) yang digunakan pada zaman Rasullulah s.a.w.

syiling emas roman purba

Matawang emas melaka kurun ke-16

Matawang Timah Zaman Melaka

Matawang Timah Zaman Melaka

Matawang Timah Zaman Melaka

Matawang Timah Zaman Melaka

Matawang Timah Zaman Melaka

Matawang Timah Zaman Melaka

Emas emas emas emas emas emas emas emas emas emas emaS


A child finds a shiny rock in a creek, thousands of years ago, and the human race


is introduced to gold for the first time.


Gold was first discovered as shining, yellow nuggets. "Gold is where you find it," so the saying goes,


and gold was first discovered in its natural state, in streams all over the world. No doubt it was the


first metal known to early hominids.


Gold became a part of every human culture. Its brilliance, natural beauty, and luster, and its


great malleability and resistance to tarnish made it enjoyable to work and play with.


Because gold is dispersed widely throughout the geologic world, its discovery occurred to many different groups in many different


locales.


And nearly everyone who found it was impressed with it, and so was the developing culture in which they lived.


Gold was the first metal widely known to our species. When thinking about the historical progress of technology,


we consider the development of iron and copper-working as the greatest contributions to our species' economic and cultural progress –


but gold came first.


Gold is the easiest of the metals to work. It occurs in a virtually pure and workable state,


whereas most other metals tend to be found in ore-bodies that pose some difficulty in smelting.


Gold's early uses were no doubt ornamental, and its brilliance and permanence (it neither corrodes


nor tarnishes) linked it to deities and royalty in early civilizations .


Gold has always been powerful stuff. The earliest history of human interaction with gold is long lost to us, but its association with


the gods, with immortality, and with wealth itself are common to many cultures throughout the world.


Early civilizations equated gold with gods and rulers, and gold was sought in their name and dedicated to their glorification.


Humans almost intuitively place a high value on gold, equating it with power, beauty, and the cultural elite.


And since gold is widely distributed all over the globe, we find this same thinking about gold throughout ancient


And modern civilizations everywhere.

Gold, beauty, and power have always gone together. Gold in ancient times was made into shrines and idols


("the Golden Calf"), plates, cups, vases and vessels of all kinds, and of course, jewelry for personal adornment.



The "Gold of Troy" treasure hoard, excavated in Turkey and dating to the era 2450 -2600 B.C., show the range of gold-work


from delicate jewelry to a gold gravy boat weighing a full troy pound. This was a time when gold was highly valued,


but had not yet become money itself. Rather, it was owned by the powerful and well-connected, or made into objects of worship,


or used to decorate sacred locations.

Gold has always had value to humans, even before it was money. This is demonstrated by the extraordinary efforts made to obtain it.


Prospecting for gold was a worldwide effort going back thousands of years, even before the first money in the form of


gold coins appeared about 700 B.C.


In the quest for gold by the Phoenicians, Egyptians, Indians, Hittites, Chinese, and others, prisoners of war were sent to


work the mines, as were slaves and criminals. And this happened during a time when gold had no value as 'money,'


but was just considered a desirable commodity in and of itself.

The 'value' of gold was accepted all over the world. Today, as in ancient times, the intrinsic appeal of gold itself has that


universal appeal to humans. But how did gold come to be a commodity, a measurable unit of value?


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Alor Gajah, Melaka, Malaysia
Tel : 013-6941741 Email : redzei_aji@yahoo.com